In-Store and Online Payments - Now for Android Users,
Android Pay offers a safe and simple way to
make in-store and online payments. Like Apple
PayTM for iPhone, Android Pay allows members to
simply wave their phone near a contactless terminal at
participating merchants to complete an in-store transaction. For
online payments, retailers are increasingly adopting Android Pay
KitKat 4.4 and Lollipop versions of Android
are currently supported.
Data Stored in the Cloud
For the member, Android Pay works similar to
Apple Pay and Samsung Pay: existing credit or debit cards can be
added to their phone simply by using the phone's camera and taking
a photo of the card or by manually inputting card information.
Unlike Apple Pay, Android Pay does not access
a secure element embedded in the phone; instead, card data is
stored in the cloud. A number of tokens are stored on the device,
too, so limited in-store payments can still be made when there's no
active Internet connection.
To authenticate a transaction, the user
verifies their identity
with a PIN code, password, or pattern. Newer
and future Android phones may also use fingerprint scanning for
Android Pay comes as part of the KitKat 4.4
and Lollipop versions of Android. For details on how to get your
members enrolled and using your card for Android Pay, as well as
more information on security, card registration and technology,
click on a resource at the right.
To learn how easily you can introduce Android Pay to your
members, contact email@example.com or call 800-782-9042,