Android Pay™

 

 

In-Store and Online Payments - Now for Android Users, Too!

Android Pay offers a safe and simple way to make in-store and online payments. Like Apple PayTM for iPhone, Android Pay allows members to simply wave their phone near a contactless terminal at participating merchants to complete an in-store transaction. For online payments, retailers are increasingly adopting Android Pay buttons, too.

KitKat 4.4 and Lollipop versions of Android are currently supported.

Android Pay Hero Image

Data Stored in the Cloud

For the member, Android Pay works similar to Apple Pay and Samsung Pay: existing credit or debit cards can be added to their phone simply by using the phone's camera and taking a photo of the card or by manually inputting card information.

Unlike Apple Pay, Android Pay does not access a secure element embedded in the phone; instead, card data is stored in the cloud. A number of tokens are stored on the device, too, so limited in-store payments can still be made when there's no active Internet connection.

To authenticate a transaction, the user verifies their identity 

with a PIN code, password, or pattern. Newer and future Android phones may also use fingerprint scanning for authentication.

Android Pay comes as part of the KitKat 4.4 and Lollipop versions of Android. For details on how to get your members enrolled and using your card for Android Pay, as well as more information on security, card registration and technology, click on a resource at the right.

To learn how easily you can introduce Android Pay to your members, contact sales@co-opfs.org or call 800-782-9042, option 2.