RealPay by CO-OP - Real-Time Good Funds
RealPay by CO-OP makes it possible for your members to send
money to anyone from the convenience of their mobile
These are the members you want to attract and keep: younger,
tech-savvy consumers who conduct their personal and professional
business on the go. Give them one more reason to love their credit
union - and maintain your competitive edge with RealPay.
- Instant Gratification for
Members: Balances update in real time, and the money
arrives at the speed of the plugged-in world. Recipients
simply receive a message, input their information and receive their
funds. Funds arrive instantly to RealPay users; funds arrive via
ACH to out-of-network receivers.*
- Easy and Secure For Credit Unions:
A RTGF (real-time good funds) model ensures money is
available, and virtually eliminates settlement risks. Already in
CO-OP Connect or CO-OP Shared Branching? You'll be up and running
in no time.
Offer RealPay to your members, tailored to address your credit
union's needs. RealPay is offered as a function of Sprig, a
component of the new CO-OP Mobile or as an API which can be
integrated into your mobile offering.
Click on a resource to the right or contact MobileVirtualSalesLeads@co-opfs.org for
* If both sender and receiver participate in RealPay and the
networks it accesses, the funds arrive instantly. If the receiver's
institution is out-of-network, funds will arrive via ACH.